2021年BEC商務(wù)英語(yǔ)考試口語(yǔ):Insurance
編輯推薦:2021年初級(jí)商務(wù)英語(yǔ)考試口語(yǔ)詞匯匯總
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2021年BEC商務(wù)英語(yǔ)考試口語(yǔ):Insurance
ANDY向同事Jane咨詢公司醫(yī)療保險(xiǎn)的事。
ANDY: Hey, Jane...are you familiar with our company's insurance policies?
Jane: Umm....I think so. What's up?
A: I've never really paid attention to the fine print of our insurance policies...but it looks like I'm going to need to make a claim.
J: Really? Are you OK?
A: I have a slipped disc in my lower back and the doctor says surgery is probably the best option. Does our worker insurance cover this kind of thing?
ANDY問(wèn)Jane熟不熟悉公司的醫(yī)療保險(xiǎn)條款,insurance是保險(xiǎn),policies是條款,醫(yī)生說(shuō)他腰椎肩盤(pán)突出,可能要做手術(shù),需要向保險(xiǎn)公司make a claim,提出醫(yī)療賠償。ANDY說(shuō),自己從沒(méi)仔細(xì)研究過(guò)公司醫(yī)療保險(xiǎn)的fine print,fine print小號(hào)字,意思是規(guī)定細(xì)則,不知道做腰椎肩盤(pán)手術(shù),保險(xiǎn)公司是不是出錢(qián),這里動(dòng)詞用cover, to cover this kind of thing 意思是保險(xiǎn)涵蓋這類治療。
J: If the injury is workplace related I'm sure it's completely covered.
A: Hummm...I think I'll have to talk to the doctor again about that.Anyway...now that I'm going to have to make some claims, I think I'd better try and understand how the system works. Would you mind breaking it down for me?
J: Sure. Basically we have two insurance policies for employees...workman's compensation and medical insurance. The company pays the premiums for workman's compensation, and for a significant part of the medical coverage, but you pay part of thatpremium, too.
Jane說(shuō),如果病情起因跟工作有關(guān),那保險(xiǎn)肯定是管的,她還給ANDY做了進(jìn)一步解釋,這里用的 break something down意思是把一件事情分成幾部分,詳細(xì)說(shuō)明。Jane說(shuō),公司有兩種保險(xiǎn),一種是workman's compensation, 工人撫恤金保險(xiǎn),保費(fèi)由公司出;另一種是medical coverage醫(yī)療保險(xiǎn),公司出一大部分保費(fèi),其余由員工出,在醫(yī)療保險(xiǎn)中,保費(fèi)是premium, p-r-e-m-i-u-m, premium保費(fèi)。
A: That's the charge for insurance I see on my pay slip each month, right?
J: Yep. Every country in the world has a different system, but here we buy insurance from a private provider.
A: So workman's compensation is if I slip and break my arm while working in the office or on the job, right?
J: That's right. The company pays for all your medical bills and there is also some financial compensation if you have to take days off to see doctors or spend time recuperating.
ANDY說(shuō),自己每月工資單上都會(huì)有一欄扣的就是醫(yī)療保險(xiǎn)的保費(fèi),工資單在英語(yǔ)里叫 pay slip. ANDY又問(wèn),workman's compensation是不是只管在工作場(chǎng)所或是工作期間受的傷,Jane回答說(shuō),沒(méi)錯(cuò),在這種情況下,不僅一切醫(yī)療費(fèi)用都由公司出,而且如果員工需要 take days off請(qǐng)假去看醫(yī)生,或是休養(yǎng) recuperate, recuperate is spelled r-e-c-u-p-e-r-a-t-e, recuperate, 還能得到某些經(jīng)濟(jì)補(bǔ)貼。
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