For over a week I’ve been listening to The Millionaire Mind by Thomas J. Stanley while commuting in my car. He interviewed 1000 millionaires since 1980 and taken very meticulous surveys of their responses。

Not only have I gained dozens of GEMS about what it takes to becoming a Millionaire from this program, but I learned to think different. I learned to think the way millionaire’s think, or so I hope!

One of the interesting survey questions is what all of those millionaires contributes their success to. So without further ado, here is a list of their top 13, from most important to least (but still really important). With my commentary。

Success Factors

1. Being honest with all people. The great thing about this factor is that it is accessible to anyone and you can start right away. Just be honest. It sounds simple, but it requires a bit of courage at some points. So do it- it’s the top success factor。

2. Having a supportive spouse. While being attracted to someone is really important, perhaps even necessary, it’s not the criteria by which one should go spouse-shopping. I would personally say, and the millionaires would agree, that having a kind, supportive spouse, who has similar goals, and is responsible is more important。

3. Getting along with people. I can’t thing of having any job, business, or career that has zero involvement with people and has monetary value. You can see how this would be in the top 3, right?

4. Loving career or business. The passion and love for your career will make work not work anymore. Sure it might be really hard at times. When you combine the passion with your discipline you will be propelled to new heights。

5. Being physically fit. I stress this in many posts- exercise. If you aren’t taking care of your health, than your mind and body are not working optimally。

6. Having strong leadership qualities. When it comes down to it you will want to delegate as much as you can and concentrate on more important issues. There is only one of you. having this skill is a top priority。

7. Making wise investments.You can make high 6 figure incomes, but if the money doesn’t grow, or if you put it into losing investments than you aren’t optimizing your assets. You’re basically spinning your wheels and wasting your time. You want to reach a point where you could live off of the interest of your investments!

8. Seeing business opportunities. The truth is if you’re in a niche market that is over saturated you’re going to have too much competition to make a real difference. Sure you might rise to the top, but that’s like the chance of you becoming a rock star- slim. If money is what you’re after, not the dream of being number 1 in ‘that’ field, than find an unoccupied niche。

9. Being willing to take financial risk given the right return. One of the ways that I look at this is the financial risk of working for yourself instead of a big company. Yes, you’re risking you X-figure a year job, but the return that you could possibly get is way greater than this. Combined with #8 (seeing opportunities)， and doing market research, the risk is much less than you think。

10. Having good mentors. Learning amazing qualities from highly successful people is easier than learning the road on your own. Once your mentality is in the right place, actions are performed, and success follows。

11. Investing in my own business. You have much more control over your own business than you do in the stock market. You can expand, make higher end products, or do whatever it takes to increase your own income。

12. Living below your means. If your expenses are raising as fast as your income you’re never going to save a good amount- no matter what you’re income. When you live before your means and your income raises, do not increase your expenses. This gap will keep getting bigger and bigger and so will your net worth。

13. Having excellent investment advisers. The truth is unless you’re an investment expert you don’t know the best place to put your money. The best people to execute your investments are financial advisers, but according to real millionaires the best people to give financial advice are knowledgeable CPAs and Lawyers。

All that’s left now is the hack your life by implementing these 13 success secrets and you’re on your way!

一周以來(lái)，當(dāng)我在開(kāi)車(chē)時(shí)，我一直在收聽(tīng)由托馬斯。斯坦利主持的“富翁智慧”。自從1980年以來(lái)，他采訪(fǎng)了1000位百萬(wàn)富翁并對(duì)他們的應(yīng)答作了仔細(xì)的調(diào)查。

從這個(gè)節(jié)目中，我不僅收獲了許多關(guān)于如何成為一個(gè)百萬(wàn)富翁的秘訣，我更學(xué)到了要以不同的方式去思考。我希望我學(xué)會(huì)了富翁們思考的方法。

這些調(diào)查的問(wèn)題中很有意思的一個(gè)問(wèn)題是詢(xún)問(wèn)那些富翁，他們將他們的成功歸功于什么?那么，廢話(huà)少說(shuō)，下面就是這13條秘訣按重要性從大到小(仍然是很重要的方面)的列表，我分別對(duì)它們作了評(píng)論。

成功的要素：

1. 對(duì)所有的人都要真誠(chéng)。 這一點(diǎn)的妙處在于可以使你接近任何人，你可以立刻開(kāi)始執(zhí)行這一條秘訣。

2. 擁有一個(gè)支持你的伴侶。 雖然吸引你是很重要的一點(diǎn)，甚至可以說(shuō)是必須的一點(diǎn)，但這并不是選擇伴侶的標(biāo)準(zhǔn)。我個(gè)人認(rèn)為一個(gè)善良，支持你，和你有著相似人生目標(biāo)，有責(zé)任感的伴侶是更重要的。這一點(diǎn)，那些富翁們也會(huì)贊同。

3. 會(huì)與人相處。 我認(rèn)為沒(méi)有一個(gè)賺錢(qián)的工作，生意，事業(yè)是與人沒(méi)有關(guān)系的。這樣，你知道為什么這一條要素在三甲之列吧?

4. 熱愛(ài)你的事業(yè)或生意。 對(duì)你事業(yè)的激情和愛(ài)將是你的工作不僅僅只是工作。當(dāng)然有時(shí)要做到這點(diǎn)很難，但當(dāng)你將激情與規(guī)矩結(jié)合起來(lái)時(shí)，你將上升到新的高度。

5. 有一個(gè)健康的身體。 我強(qiáng)調(diào)工作期間的鍛煉，如果你不注意你的健康，那么你的精神與身體是無(wú)法理想地工作的。

6. 有很強(qiáng)的領(lǐng)導(dǎo)力。 要做到這點(diǎn)，你應(yīng)該有許多有能力代表你做事的人，越多越好，這主要集中體現(xiàn)在在較大的項(xiàng)目上。你自己只有一個(gè)人。學(xué)會(huì)這個(gè)技巧是至關(guān)重要的。

7. 做精明的投資。 你可以賺到6位數(shù)的收入，但是如果你不使你的錢(qián)增長(zhǎng)，或是將其投入失敗的投資，那么你就沒(méi)有優(yōu)化配置你的資產(chǎn)，你只是在做無(wú)用功，浪費(fèi)你的時(shí)間。你想要達(dá)到一種狀態(tài)，那就是你可以靠你投資的利息生活。

8. 識(shí)別商機(jī)。 事實(shí)上，在一個(gè)過(guò)度飽和的機(jī)會(huì)市場(chǎng)上，為了沖出重圍，獨(dú)領(lǐng)風(fēng)騷，你要參與近很多的競(jìng)爭(zhēng)。當(dāng)然你有可能達(dá)到領(lǐng)先，但那種可能性就像要成為一個(gè)搖滾歌星般渺茫。如果你追求的金錢(qián)而非做該行的“老大”，那么，發(fā)掘一片藍(lán)海是最好的。

9. 愿意接受那些帶來(lái)相當(dāng)?shù)幕貓?bào)的金融風(fēng)險(xiǎn)。 我理解這一條的一種角度是這種金融風(fēng)險(xiǎn)是為自己而非為了大公司。是的，你以你一年好幾位數(shù)的年薪為賭注，但你的回報(bào)是你可能可以獲得數(shù)倍的回報(bào)。將這一點(diǎn)與第八條相結(jié)合并做市場(chǎng)研究，風(fēng)險(xiǎn)就會(huì)比你想象的小得多。

10. 有許多良師益友。 從一些超級(jí)成功的人們那里學(xué)習(xí)優(yōu)秀品質(zhì)要比你自己摸索容易。當(dāng)你的思想正確了，行動(dòng)到位了，成功就來(lái)了。

11. 投資自己的事業(yè)。 在自己的事業(yè)上，你有著比在股市中多得多的掌控力。你可以擴(kuò)張發(fā)展，制造更高端的產(chǎn)品，或者做其它任何可以增長(zhǎng)收入的事情。

12. 以低于你收入水平的標(biāo)準(zhǔn)來(lái)生活。 無(wú)論你的收入多少，如果你生活消費(fèi)的增長(zhǎng)速度與你的收入成正比的話(huà)，你永遠(yuǎn)不會(huì)存不了“大錢(qián)”。當(dāng)你以低于你收入水平的標(biāo)準(zhǔn)來(lái)生活，而你的收入增加時(shí)，不要增多你的花費(fèi)。這個(gè)差額會(huì)越來(lái)越大，你的資本凈值也會(huì)越來(lái)越多。

13. 有許多出色的投資顧問(wèn)。 事實(shí)上，除非你自己就是一個(gè)投資專(zhuān)家，你不會(huì)知道投資什么最好。金融顧問(wèn)們是幫你投資的最好人選，但是據(jù)那些大富豪所說(shuō)，最好的金融顧問(wèn)是知識(shí)淵博的注冊(cè)會(huì)計(jì)師們和律師們。

你剩下來(lái)要做的就是執(zhí)行這13條要訣來(lái)改造你的生活，立刻就行動(dòng)起來(lái)吧!